The Mortgage Bankers Association is examining the data to see if the high ratio warrants a new push for a premium cut but ...

The trade group U.S. Mortgage Insurers (USMI) is calling for the modernization of the Federal Housing Administration’s “capital ratio,” arguing that the program should be held to the same standard as ...

Buying a home can be a long, stressful, and expensive undertaking, but home buyers may be able to expedite this process while minimizing stress and keeping out-of-pocket costs manageable by choosing ...

The Federal Housing Administration helped more than 876,000 Americans secure a path to homeownership in fiscal year 2025 ...

Secretary Scott Turner and Principal Deputy Assistant Secretary Frank Cassidy have submitted the Federal Housing ...

FHA loans require an upfront mortgage insurance premium (MIP) of 1.75% of the base loan amount, which can be rolled into the loan. There's also an annual premium, which is divided by 12 and added to ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

FHA loan requirements: FHA loans explained Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard ...