Registered retirement savings plans (RRSPs) can be an excellent vehicle to invest in high-yielding private mortgages, thereby ...

As we can see, the value of non-registered investment ($2,083) after-tax, is worth less than the value of the RRSP ($2,100), meaning your RRSP has effectively given you a tax-free return of $100 (five ...

The new year brings some notable increases in savings and pension plan limits from the Canada Revenue Agency (CRA) - and a ...

Saving for your future in Canada means choosing between two accounts with distinct benefits. Registered Retirement Savings ...

A Registered Retirement Savings Plan (RRSP) can be a powerful financial tool for building retirement savings and enjoying tax benefits along the way. An RRSP can contain a variety of investments, ...

Averages can be a wake-up call, and Manulife could be a simple, dividend-paying way to help your TFSA or RRSP grow faster.

Despite the ubiquitous RRSP marketing messages, many Canadians do not fully grasp the advantages offered by RRSPs. They have difficulty seeing their RRSPs as anything more than a way to reduce their ...

For many otherwise financially astute families, spousal RRSPs are the tax-reduction strategy that got away. Although they’re one of the few income-splitting vehicles left for couples, spousal RRSPs ...

Bonuses and contributions are coming thick and fast, Percy MacDonald explains how a blend of indexing and purchased alpha can ...