NACA is a mortgage program that offers zero down payments, no closing costs and below-market interest rates.

HomeReady loans are backed by Fannie Mae, a government-sponsored enterprise (GSE), but Fannie Mae is not the lender — the ...

Despite persistent affordability challenges, industry professionals highlight numerous opportunities for aspiring homeowners. These include specialized down payment assistance programs, low down ...

With mortgage rates still about 6% and housing prices near record highs, buying a first home might seem impossible for many, but a down payment assistance program for first-time buyers can be a game ...

Mortgage rates are nearing 6%, creating new opportunities for homebuyers, but LLPAs and market trends may impact ...

HFA loans are mortgages available through state housing finance agencies. These loans are geared toward first-time homebuyers and commonly offer down payment assistance. HFA borrowers typically must ...

The median down payment on a house for a first-time buyer is 9 percent, and some loan programs allow for as little as 3 percent down. Making a larger down payment can get you a lower interest rate, ...

Financial advisers and mortgage pros on what homebuyers and homeowners should consider beyond just mortgage rates ...