A recent BMO survey found 38 per cent of Canadians dip into their RRSPs early for one reason or another. If holiday debt has you eyeing your RRSP savings it’s important to know that early withdrawals ...

As we can see, the value of non-registered investment ($2,083) after-tax, is worth less than the value of the RRSP ($2,100), meaning your RRSP has effectively given you a tax-free return of $100 (five ...

Learn how strategic RRIF withdrawals can save your heirs thousands in taxes. The Escarpment Advisory Group explains this ...

Saving for your future in Canada means choosing between two accounts with distinct benefits. Registered Retirement Savings ...

January is the perfect time to sanity-check your RRSP at 70, because the “typical” balance is closer to the median than the misleading average.

Quite often you don’t need an either-or decision. By contributing some money to your RRSP and making some extra payments towards paying down your debt, you can achieve a balanced approach to savings ...