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So the other day I was catching up on my Redditing, and happened upon a post that caught my eye. It wasn't a new post, a month old in fact. It didn't present a new problem, either, but rather one a ...

Lenders are broadening their target audiences, often considering borrowers that don't have a long track record with credit bureaus. Experian is trying to address this challenge by considering ...

The tool launch timing is appropriate during a time when low credit score carrying borrowers have trouble improving their credit standing. Consumer credit reporting company Experian announced a new ...

Objective. In the world of credit, the moving force for a consumer is the credit score. A high credit score will help secure good credit with favorable terms and even a somewhat lower credit score ...

New data on generational borrowing habits and credit potential reveals Millennials and Gen Zers prioritize automotive loan payments The report underscores the potential value Millennials and Gen Zers ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

It’s not always easy to figure out why a bank denies your credit card application. If a credit card company denies your application, becoming an authorized user on the card of a friend of family ...