Some personal loans require collateral — that is, a personal asset, such as a car, home, cash deposit or investment — that you offer to secure the loan. This asset reduces the lender’s risk, as you’ll ...

The average cost of a vehicle is not cheap by any means. A new car costs almost $48,759, while the average price of a used car is $26,446. Many consumers simply don’t have the cash to buy a car ...

Explore the differences between loans and lines of credit, including usage, repayment, and interest rates to make informed ...

A dealership can sell you a car without a title in many states. However, it's not a great business practice and could be a ...

Many entrepreneurs turn to personal loans for business financing because the approval process is often easier. However, there are risks you need to be aware of. Personal loans are often more ...