Why wait for a government check when you can take control of your financial future? Discover how to create your own passive income streams and achieve financial stability without relying on uncertain government aid.

Passive income is money earned with little to no ongoing effort, unlike traditional income that requires active work.

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Oil stocks can be excellent sources of passive income for investors who can stomach the volatility of the cyclical energy sector. ConocoPhillips (NYSE: COP) is the largest U.S. exploration and production (E&P) company by market capitalization and has an elite portfolio of assets that can perform well even at weaker oil prices.

Warren Buffett's safest passive income stocks are perfect for baby boomers looking to supplement Social Security or pension payments.

Investing in dividend growth stocks is a great way to achieve financial independence. Read more to see my 2 high-yield dividend stock picks.

Even if you've only been investing a short time, you've likely learned the importance of spreading out your risk by diversifying your portfolio. Diversification comes in a variety of flavors, from gaining exposure to different sectors to buying stocks that have varying market capitalizations.