Whether you’re a first-time homebuyer or looking to buy your dream home, understanding the key questions to ask a mortgage lender can help you secure a better rate. Finding a mortgage lender can seem ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Valerie Morris is an editor at Fox Money and a personal loan expert. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned ...

When shopping for a mortgage, be prepared to answer questions about your income, debt, down payment amount and more. You'll need to back up your answers with documentation. Lenders ask questions to ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Before you dive into buying a home, it’s important ...

The full mortgage application takes place after you’ve had an offer on a home accepted. Your lender will investigate your financials and the property you’re purchasing to complete the application. Be ...

When refinancing a mortgage, it’s important to first ask your lender which method best suits your financial needs. Finding the right lender to help you refinance your mortgage is critical if you want ...