Planning your retirement savings just got a little easier with the CRA’s announcement of the 2026 RRSP contribution limit.

Many retirees rely on the Guaranteed Income Supplement (GIS) for basic needs, but they don’t always see how sensitive it is to taxable income. A modest Registered Retirement Savings Plan (RRSP) ...

The calls have been coming in weekly. Shiraz Ahmed, the founder and CEO of Sartorial Wealth in Mississauga, Ont., says inquiries about how to move pensions across the border – usually to and from the ...

A Registered Retirement Savings Plan (RRSP) becomes especially important at 70. This is the stage in life when income stability matters more than chasing growth. Therefore, having a well-built RRSP ...

From revisiting your budget to topping up registered accounts, here are five smart money moves to make before year-end to set yourself up for 2026. The new year is the perfect chance to reset your ...

Matt Altro is busy these days. When he’s not getting calls from would-be clients, the president and chief executive officer of MCA Cross Border Advisors Inc. in Montreal is assisting fellow advisors ...

At 70, turn your RRSP into a personal pension. See how one dividend ETF can deliver steady, tax-deferred income with less stress. At 70, many retirees have $150,000–$300,000 RRSPs that must last 20–30 ...

Year-end is an ideal time to review investment portfolios to determine where it might make sense to trigger capital gains to offset current or prior-year capital losses, or trigger capital losses to ...

A client who plans to withdraw from their TFSA in early 2026 should consider making the withdrawal now, before year-end. “Doing so will allow for recontributions as early as January 1, 2026, as ...

Understand the FHSA and its role in home savings. Make the most of tax benefits while saving for your first house. Leverage FHSA for Tax-Free Home Buying Savings: The First Home Savings Account (FHSA) ...