Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Discover what a factor rate is and how to calculate it.

Mortgage rates virtually unchanged to start the new year. Freddie Mac’s 30-year rate is averaging 6.16% for the week ending ...

Discover how Average Propensity to Save (APS) measures the percentage of income saved. Learn the formula for APS and factors ...

The FTSE 100 (^FTSE) had hit a record high by the afternoon on Tuesday, closing out the session more than 1.5% higher, while ...

U.S. House Resolution 1, also known as the ‘One, Big Beautiful Bill’ created a federal tax credit program that would allow ...

The Guardians have always zigged when other organizations zag. Their latest signing, Italian right-hander Ettore Giulianelli, represents another bold experiment for an organization constantly seeking ...

The mortgage interest rate climate has changed. Here's what a good rate is considered to be at the start of 2026.

The average mortgage refinance rate on a 30-year term is now 6.75%, as of January 8, 2026, according to Zillow. The median ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...

Mortgage rates hovered in the low 6.0% range to start 2026 — slightly higher than the week prior but much lower than where they stood last January. The U.S. 30-year fixed mortgage rate averaged 6.16% ...