Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.28%. For 20-year mortgage refinances, ...

FHA loans require an upfront mortgage insurance premium (MIP) of 1.75% of the base loan amount, which can be rolled into the loan. There’s also an annual premium, which is divided by 12 and added to ...

Citibank is a top mortgage lender with lower-than-average rates, nationwide availability and a speedy preapproval process. Closing costs can be a real hurdle to homebuyers, so we love that Citibank ...

The Mortgage Bankers Association is examining the data to see if the high ratio warrants a new push for a premium cut but ...

With ongoing affordability issues, the Federal Housing Administration program will keep taking low down payment market share ...

Secretary Scott Turner and Principal Deputy Assistant Secretary Frank Cassidy have submitted the Federal Housing ...

Credit Union and Real Estate Agent Relationship A November webinar featuring Telhio Credit Union Loan Officer Allie Hager and ...

The move could save FHA borrowers about $181 on monthly payments, says BAC Co-founder and Chief Advocacy Officer Brendan McKay Introduced Sept. 19, 2025, by Reps. Gregory Meeks (D-N.Y.) and Pete ...

The rate on a 30-year fixed refinance rose to 6.22% today, according to the Mortgage Research Center. The average rate on a ...

FHA loans are a great option for borrowers with little saved for a down payment or less-than-perfect credit, since they only require 3.5% down with a 580 FICO Score. (If you put at least 10% down, you ...

When interest rates fall, you may want to refinance your mortgage. But can you explain what you hope to get out of refinancing? “If you want to refinance, I say, ‘Well, what do you want to do? What do ...

Thirty-year mortgage rates fell to a one-year low today. The current average mortgage rate on a 30-year fixed mortgage ...