Registered retirement savings plans (RRSPs) can be an excellent vehicle to invest in high-yielding private mortgages, thereby ...

A non-registered account, on the other hand, doesn’t offer any tax advantages: All the investment income is taxable. Still, ...

If a client will be claiming a significant amount of tax deductions or credits in 2026 — including RRSP contributions or ...

Use these tips to talk TFSAs, RRSPs and FHSAs in the new year A new year means new contribution room for eligible taxpayers ...

Last week I shared a high-level framework for thinking about tax and estate planning in 2026. I wrote about the five Ds of ...

Telus trades at a low not seen in more than decade. The post Is it Time to Buy 1 Canadian Stock That Hasn’t Been This Cheap ...

4. Contribute to a TFSA: As of Jan. 1, you can now contribute another $7,000 to your tax-free savings account (TFSA). If ...

Here’s why this might not keep you afloat for long — and why a financial burn rate doesn’t stand in for an emergency fund ...

Canadians often pay higher headline taxes than Americans, but the full picture shows a different story. When healthcare, ...

Shayne Savage, 56, technically lives in Ottawa. But in practice, home is wherever his latest flight touches down. He’s a ...

A Registered Retirement Savings Plan (RRSP) becomes especially important at 70. This is the stage in life when income stability matters more than chasing growth. Therefore, having a well-built RRSP ...

Most 65-year-old Canadians have $270,000–$370,000 in RRSP+TFSA At 65, shift from chasing growth to preserving capital, earning reliable income, and smoothing returns Combine ZBAL for balance, ZAG for ...