Averages can be a wake-up call, and Manulife could be a simple, dividend-paying way to help your TFSA or RRSP grow faster.

Key Takeaways TFSAs allow Canadians to earn investment income tax-free, which can significantly accelerate long-term growth.

Saving for your future in Canada means choosing between two accounts with distinct benefits. Registered Retirement Savings ...

For example, Canadians with children should max out their RESP, Mr. Golombek says. That’s because the federal government ...

As we can see, the value of non-registered investment ($2,083) after-tax, is worth less than the value of the RRSP ($2,100), meaning your RRSP has effectively given you a tax-free return of $100 (five ...

If a client will be claiming a significant amount of tax deductions or credits in 2026 — including RRSP contributions or ...

Registered retirement savings plans (RRSPs) can be an excellent vehicle to invest in high-yielding private mortgages, thereby ...

January is the perfect time to sanity-check your RRSP at 70, because the “typical” balance is closer to the median than the ...

A recent BMO survey found 38 per cent of Canadians dip into their RRSPs early for one reason or another. If holiday debt has you eyeing your RRSP savings it’s important to know that early withdrawals ...

A non-registered account, on the other hand, doesn’t offer any tax advantages: All the investment income is taxable. Still, ...

Every fall, the Canada Revenue Agency releases key updates showing how contribution limits, tax brackets and benefits, among other things, will change in the coming year. Recently the tax agency also ...

The new year brings some notable increases in savings and pension plan limits from the Canada Revenue Agency (CRA) - and a ...