The Guaranteed Income Supplement (GIS) is a vital financial lifeline for Canadian seniors living on modest incomes. It boosts ...

Averages can be a wake-up call, and Manulife could be a simple, dividend-paying way to help your TFSA or RRSP grow faster.

Key Takeaways TFSAs allow Canadians to earn investment income tax-free, which can significantly accelerate long-term growth.

Saving for your future in Canada means choosing between two accounts with distinct benefits. Registered Retirement Savings ...

If a client will be claiming a significant amount of tax deductions or credits in 2026 — including RRSP contributions or ...

For example, Canadians with children should max out their RESP, Mr. Golombek says. That’s because the federal government ...

A recent BMO survey found 38 per cent of Canadians dip into their RRSPs early for one reason or another. If holiday debt has you eyeing your RRSP savings it’s important to know that early withdrawals ...

A non-registered account, on the other hand, doesn’t offer any tax advantages: All the investment income is taxable. Still, ...

As we can see, the value of non-registered investment ($2,083) after-tax, is worth less than the value of the RRSP ($2,100), meaning your RRSP has effectively given you a tax-free return of $100 (five ...

January is the perfect time to sanity-check your RRSP at 70, because the “typical” balance is closer to the median than the misleading average.

For single Canadians, the path to retirement can be more challenging without the second income and support a partner can ...

Learn how strategic RRIF withdrawals can save your heirs thousands in taxes. The Escarpment Advisory Group explains this ...