As we can see, the value of non-registered investment ($2,083) after-tax, is worth less than the value of the RRSP ($2,100), meaning your RRSP has effectively given you a tax-free return of $100 (five ...

The Guaranteed Income Supplement (GIS) is a vital financial lifeline for Canadian seniors living on modest incomes. It boosts ...

A recent BMO survey found 38 per cent of Canadians dip into their RRSPs early for one reason or another. If holiday debt has you eyeing your RRSP savings it’s important to know that early withdrawals ...

Saving for your future in Canada means choosing between two accounts with distinct benefits. Registered Retirement Savings ...

For example, Canadians with children should max out their RESP, Mr. Golombek says. That’s because the federal government ...

A non-registered account, on the other hand, doesn’t offer any tax advantages: All the investment income is taxable. Still, ...

Key Takeaways TFSAs allow Canadians to earn investment income tax-free, which can significantly accelerate long-term growth.

The advocates for changes to RRIFs lament that seniors are forced to deplete their savings, requiring them to pay tax ...

Use these tips to talk TFSAs, RRSPs and FHSAs in the new year A new year means new contribution room for eligible taxpayers ...

If you hold Fortis Inc (TSX:FTS) stock in a TFSA, you might earn enough dividends to cover part of your retirement expenses.

January 2026 gives you fresh TFSA room, and Brookfield can be a straightforward “core compounder” idea if you’re willing to ...

As a refresher, within a TFSA, you have the flexibility to invest in similar securities as you would in your Registered ...