As reported by NBC Bay Area, the first loan would typically be an FHA or VA 30-year fixed mortgage, with lenders describing ...

The study found that borrowers through the Zillow Home Loans program paid more than borrowers that went through other lenders from 2022 to 2024.

Discover what a first mortgage is, its importance as a primary lien, key requirements, and tax benefits. Learn how it compares with a second mortgage and explore real-life examples.

Empire of America is a retail mortgage banking firm that operates as a creditor rather than a broker. That structure allows ...

The Mortgage Bankers Association is examining the data to see if the high ratio warrants a new push for a premium cut but ...

As CFPB oversight recedes, servicers are turning to FHA, VA and state rules for guidance, with distressed loan compliance, ...

A cash-out refinance is one way to tap into the equity you’ve built up in your home. Money reviews the best cash-out lenders ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...

A reverse mortgage allows seniors to access cash from the equity they've built up in their homes. Unlike home equity loans or HELOCs, there's usually no credit score requirement and you don't have to ...

The Federal Housing Administration has officially established the 2026 limits for loans that it insures, including traditional products and those originated through its reverse mortgage program.

Federal Housing Administration (FHA) loans are government-insured (though not government-issued) loans that enable home buyers and homeowners with less-than-ideal credit and smaller down payments to ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...