Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Mortgage rates are the interest rates charged by the mortgage holder, typically a bank, to the borrower, typically a ...

Fair lending isn't just a regulatory obligation—it’s a test of whether we can use powerful technology in a way that actually ...

Coran Mulcahy is a rent-investor, meaning he rents in a share house in Queensland and owns a two-bedroom investment property in Melbourne that he purchased for $720,000. The 28-year-old has a mortgage ...

With the mortgage market in turnaround, many homeowners are looking to tap their home equity rather than sell. One of the largest home lenders in the U.S., Rocket Mortgage, also has some of the most ...

Construction loans are short-term, interest-only loans used to build on undeveloped land. Qualification for FHA construction loans requires a 3.5% to 10% downpayment and a credit score of 500+.

Equifax (NYSE: EFX) has recently announced the launch of Income Qualify, which is described as being a new product that delivers income and employment insights from The Work Number in order to ...

ATLANTA, Dec. 10, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) today announced the launch of Income Qualify, a new product that delivers income and employment insights from The Work Number® to mortgage ...

A major shift in how lenders judge borrowers means your credit score may soon matter less and your overall financial story more when you apply for a mortgage. Fannie Mae, early last week, removed its ...

Securing financing for a home is among the most significant financial decisions you'll ever make. After all, the mortgage lender you choose has an impact not only on your monthly payment, but also on ...

“Being a parent is like being a psychic who is always right but is always ignored.” Here in Austin, TX, whether it was the Texas Women Mortgage Bankers’ Fall Social with Faith Schwartz and Alanna ...