Averages can be a wake-up call, and Manulife could be a simple, dividend-paying way to help your TFSA or RRSP grow faster.

Key Takeaways TFSAs allow Canadians to earn investment income tax-free, which can significantly accelerate long-term growth.

Bonuses and contributions are coming thick and fast, Percy MacDonald explains how a blend of indexing and purchased alpha can ...

If a client will be claiming a significant amount of tax deductions or credits in 2026 — including RRSP contributions or ...

For example, Canadians with children should max out their RESP, Mr. Golombek says. That’s because the federal government ...

Use these tips to talk TFSAs, RRSPs and FHSAs in the new year A new year means new contribution room for eligible taxpayers ...

A recent BMO survey found 38 per cent of Canadians dip into their RRSPs early for one reason or another. If holiday debt has you eyeing your RRSP savings it’s important to know that early withdrawals ...

A non-registered account, on the other hand, doesn’t offer any tax advantages: All the investment income is taxable. Still, ...

To confirm this, list out your current and future assets and income and project them into the future. Will you have ...

As we can see, the value of non-registered investment ($2,083) after-tax, is worth less than the value of the RRSP ($2,100), meaning your RRSP has effectively given you a tax-free return of $100 (five ...

For single Canadians, the path to retirement can be more challenging without the second income and support a partner can ...

In each case, the individual is 30 years old, hasn’t started to save for retirement, and earns $80,000 a year. The salary level might seem high, but it is actually close to the average pay for a ...