Registered retirement savings plans (RRSPs) can be an excellent vehicle to invest in high-yielding private mortgages, thereby ...

A non-registered account, on the other hand, doesn’t offer any tax advantages: All the investment income is taxable. Still, ...

If a client will be claiming a significant amount of tax deductions or credits in 2026 — including RRSP contributions or ...

Use these tips to talk TFSAs, RRSPs and FHSAs in the new year A new year means new contribution room for eligible taxpayers ...

Last week I shared a high-level framework for thinking about tax and estate planning in 2026. I wrote about the five Ds of ...

Telus trades at a low not seen in more than decade. The post Is it Time to Buy 1 Canadian Stock That Hasn’t Been This Cheap ...

4. Contribute to a TFSA: As of Jan. 1, you can now contribute another $7,000 to your tax-free savings account (TFSA). If ...

Canadians often pay higher headline taxes than Americans, but the full picture shows a different story. When healthcare, ...

Here’s why this might not keep you afloat for long — and why a financial burn rate doesn’t stand in for an emergency fund ...

A Registered Retirement Savings Plan (RRSP) becomes especially important at 70. This is the stage in life when income stability matters more than chasing growth. Therefore, having a well-built RRSP ...

Most 65-year-old Canadians have $270,000–$370,000 in RRSP+TFSA At 65, shift from chasing growth to preserving capital, earning reliable income, and smoothing returns Combine ZBAL for balance, ZAG for ...

Here’s what the average Canadian may need to retire comfortably at age 65, and how to get there. Many Canadians believe they'll need $1.5 million or more to retire, but financial experts suggest a ...