Mortgage rates have settled into a higher zone than you grew used to in the 2010s, and that shift is reshaping the math on ...

With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable equity, offering them a lot of borrowing power. And, for those looking to ...

Mortgage rates are the interest rates charged by the mortgage holder, typically a bank, to the borrower, typically a ...

The Mortgage Bankers Association is more optimistic about the U.S. economy — and pessimistic about mortgage rates. While some ...

The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

Mortgage rates fell in 2025. As of Dec. 24, 2025, the 30-year fixed-rate mortgage averaged 6.18%, down from the week prior ...

With the mortgage market in turnaround, many homeowners are looking to tap their home equity rather than sell. One of the largest home lenders in the U.S., Rocket Mortgage, also has some of the most ...

Gina Baker is an experienced content strategist, SEO enthusiast, editor, and writer focused on empowering and educating agents and brokers. Before joining HousingWire, she was the site lead at The ...

Buying a home can be expensive with all its additional fees and costs. That’s why many homebuyers look to mortgage points as a way to lower their rates and save on long-term interest costs. However, ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, depending on your goals and how a new ...