Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

A home equity loan could be a smart and effective way to pay down your credit card debt this year. Here's why.

You plan to keep your house for a long time. But it needs some work. Renovations are expensive, and you want to avoid getting ...

For homeowners looking to tap record amounts of home equity, the good news could well be ongoing. Bankrate Chief Financial ...

kate_sept2004 / Getty Images A home equity line of credit (HELOC) is a line of credit that uses the equity you have in your home as collateral. The amount of credit available to you depends on the ...

With the devastating Palisades Fire still smoldering, Lisa Pelton and some of her neighbors in Mandeville Canyon received an ...

Timing the next HELOC rate drop can be difficult and is something that existing borrowers won't need to worry about ( their rates will adjust independently each month ). That said, based on recent ...

With interest rates elevated on everything from credit cards (near a record high of 23%) to personal loans, home equity loans and home equity lines of credit (HELOCs) have become clear ...

you may be wondering how a home equity loan affects your credit rating. Whether taking out the loan harms or helps your score largely depends on your current credit rating factors like how much ...

What is a HELOC? A home equity line of credit (HELOC) is a type of second mortgage that homeowners can use to get cash to fund home improvement projects, debt consolidation, or other financial goals.

Among your options are a home equity loan or a home equity line of credit (HELOC) that you can use to pay for significant or unforeseen expenses, including paying down high-interest debt or paying ...