The Powerball jackpot climbed to $643 million after no one matched all the winning numbers in Monday's drawing. Here's how to play ahead of Wednesday's drawing.

Osmond, a Connecticut resident, gave up buying lottery tickets more than a decade ago after losing around $1 million on various games, be they scratch-offs or drawings. He told MarketWatch that his addiction cost him his business (he owned two gas stations), his home and nearly any semblance of a normal life.