Californians… we can’t catch a break. 😩 You’ve probably heard the federal “no tax on tips” and “no tax on overtime” changes. That’s federal — and if you qualify, it can lower your federal taxable income for 2025–2028. But California isn’t automatically following it for state taxes. California updated its conformity date to Jan 1, 2025, and the state specifically says that update does NOT include the One Big Beautiful Bill Act. So you might get the federal break… but still owe CA state tax on th

Big changes may be coming for 2026 homebuyers 👀 For years, if you didn’t have a credit score, Desktop Underwriting (DU) usually wouldn’t give you an Approve/Eligible — which meant you were stuck trying to do a manual underwrite (and most people don’t qualify because it’s tough). Now, the direction looks like this: no score doesn’t automatically mean “no approval”… BUT the trade-off is you’ll need to be EXTRA solid on your payment history — especially rent. ✅ If you’re planning to use this route