Yoshua Ramirez | Cincinnati’s High-End Bilingual Realtor on Instagram: "After walking through hundreds of homes, here are 7 renovations 🧰 that can actually backfire when it’s time to sell: 1. Turning your garage into a room Buyers rely on garages for parking and storage. Converting it usually hurts resale. Instead: Keep it a garage, clean it, organize it, add epoxy flooring. - 2. Removing the only bathtub If your home has just one tub and you remove it, you’ll immediately lose families with kid

Terrance Williams on Instagram: "That’s just estate planning. Real protection, it starts when you stack your trust. It’s called the layering strategy. So here’s how it works. The property itself, it sits in the land trust. That’s your privacy layer. But the beneficiary of that land trust, instead of being you, is a personal property trust. Now let’s say your tenant slip and fall and decides to sue When their lawyer looks up who owns the house, the trustee says, That property belongs to ABC Perso